{"id":733,"date":"2023-08-16T17:12:02","date_gmt":"2023-08-16T15:12:02","guid":{"rendered":"https:\/\/outof.press\/?p=733"},"modified":"2024-12-28T22:22:30","modified_gmt":"2024-12-28T21:22:30","slug":"walka-gotowki-z-karta-kto-na-tej-walce-zyska-a-kto-straci","status":"publish","type":"post","link":"https:\/\/outof.press\/en\/walka-gotowki-z-karta-kto-na-tej-walce-zyska-a-kto-straci\/","title":{"rendered":"WALKA GOT\u00d3WKI z KART\u0104. Kto na tej walce zyska, a kto straci?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"733\" class=\"elementor elementor-733\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b2b1b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b2b1b8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-98697ae\" data-id=\"98697ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ad25e7 elementor-widget elementor-widget-text-editor\" data-id=\"9ad25e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Na rozmow\u0119 z Luiz\u0105 Pieprzyk zaprasza Ryszard Soboci\u0144ski.<\/p><h5><strong>Ryszard Soboci\u0144ski: Po co nam got\u00f3wka?<\/strong><\/h5><p>Luiza Pieprzyk: To co ostatnio si\u0119 dzieje wok\u00f3\u0142 nas w relacji banki \u2013 klient to wystarczaj\u0105ca dawka argument\u00f3w za tym\u2026 aby wyp\u0142aci\u0107 wszystko co mamy i np. \u201ezakopa\u0107 pod jab\u0142onk\u0105\u201d?<\/p><p>Got\u00f3wka to ostatni bastion wolno\u015bci obywatelskich i praw jakie nam zosta\u0142y. Powinno si\u0119 zostawi\u0107 WOLNY WYB\u00d3R. Niestety banki nadu\u017cywaj\u0105 swoich mo\u017cliwo\u015bci i dzia\u0142aj\u0105 ponad prawem. Limituj\u0105 wyp\u0142aty got\u00f3wki w oddzia\u0142ach, w bankomatach, pytaj\u0105 po co ci got\u00f3wka i sk\u0105d masz \u015brodki\u2026 To ju\u017c zasz\u0142o za daleko. Ludzie nie reaguj\u0105, a p\u0119tla inwigilacji zaciska si\u0119\u2026<\/p><p>Poza tym, kiedy jest awaria terminali, zwyczajny brak pr\u0105du, \u017cadne BLIKI i karty nie poradz\u0105. Got\u00f3wka to bezpiecze\u0144stwo zw\u0142aszcza w podr\u00f3\u017cy.<\/p><h5><strong>RS: Karta to wygoda i bezpiecze\u0144stwo przecie\u017c. Czy\u017c nie?<\/strong><\/h5><p>LP: To wygoda, ale te\u017c spore prowizje i op\u0142aty. Korporacje tego nie odczuwaj\u0105, ale np. sektor #M\u015aP (Ma\u0142ych i \u015arednich Przedsi\u0119biorstw) i konsumenci ju\u017c tak!<\/p><p>P\u0142atno\u015bci online to prowizje za ka\u017cdy przelew, zakup i serwis urz\u0105dze\u0144. Aplikacje te\u017c nie s\u0105 ZA DARMO. Czas wreszcie powiedzie\u0107, \u017ce NIC NIE JEST ZA DARMO! To jest tak oczywiste, a ludzie wci\u0105\u017c tego nie rozumiej\u0105. Poza tym narracja, \u017ce przy u\u017cyciu got\u00f3wki zdarza si\u0119 wiele nadu\u017cy\u0107 i przest\u0119pstw to opowie\u015bci z mchu i paproci! Nie ma na to \u017cadnych dowod\u00f3w. Za to przeciwnie \u2013 przest\u0119pstwa w sieci online rosn\u0105 na pot\u0119g\u0119! RODO spowodowa\u0142o, \u017ce nasze dane wyp\u0142yn\u0119\u0142y jak potok!. Dow\u00f3d: nieustanne smsy: odbierz rabat, dop\u0142a\u0107 do paczki itp. itd. To jest dopiero niebezpieczne!<\/p><h5><strong>RS: Rz\u0105d szykuje ustaw\u0119 o ograniczeniu obrotu got\u00f3wkowego. Czy ta ustawa jest dla nas, czy dla polityk\u00f3w? A mo\u017ce jeszcze dla kogo\u015b innego?<\/strong><\/h5><p>LP: Plany zmniejszenia limit\u00f3w got\u00f3wkowych pojawi\u0142y si\u0119 od momentu tzw. \u201ePolskiego \u0141adu\u201d. Od 2021 nieustannie przesuwano dat\u0119 zmiany limit\u00f3w z 15. tys. na 8 tys. w transakcjach B2B (ang. <em>business-to-business<\/em>, transakcje pomi\u0119dzy dwoma lub wi\u0119cej podmiotami gospodarczymi) oraz nowy przepis wprowadzenie limitu dla transakcji got\u00f3wkowych konsumenckich na 20 tys. z\u0142. W 2016 roku zmieniono limit w transakcjach B2B z 15 tys. euro na 15 tys. z\u0142. Dobre posuni\u0119cie, \u017ceby nikt nie zauwa\u017cy\u0142 i nie zd\u0105\u017cy\u0142 protestowa\u0107.<\/p><p>Ustaw\u0119 o utrzymaniu limit\u00f3w Prezydent podpisa\u0142 tradycyjnie w \u015brodku wakacji, pod koniec lipca. U\u015bmiecham si\u0119, bo nie wykluczam, \u017ce to mog\u0142a by\u0107 tzw. \u201ekie\u0142basa wyborcza\u201d. Jednak daje chwil\u0119 oddechu dla sektora #M\u015aP i konsument\u00f3w. Co dalej zobaczymy. Najbardziej zabawne jest to, \u017ce tych z obozu rz\u0105dz\u0105cych, kt\u00f3rych postrzega si\u0119 jako przeciwnik\u00f3w UE \u2026 tak naprawd\u0119 UE dawno rzuci\u0142a na kolana i s\u0105 powiem ostro \u201ena us\u0142ugach globalist\u00f3w\u201d . Prawdziwy tr\u00f3jpodzia\u0142 w\u0142adzy to BANKI, FARMACJA oraz bran\u017ca IT. Reszta ju\u017c sama si\u0119 komentuje.<\/p><h5><strong>RS: Jakie jest ryzyko zwi\u0105zane z tym, \u017ce zabior\u0105 nam got\u00f3wk\u0119?<\/strong><\/h5><p>LP: Zabranie nam got\u00f3wki to niewolnictwo w czystej postaci. Je\u015bli przyk\u0142adowo nie b\u0119dziemy wykonywa\u0107 polece\u0144 w\u0142adzy rz\u0105dz\u0105cej \u2013 kimkolwiek ona b\u0119dzie \u2026 to od razu mamy blokad\u0119 \u015brodk\u00f3w na koncie i nie kupimy nawet podstawowych artyku\u0142\u00f3w spo\u017cywczych. To nie s\u0105 teorie, to si\u0119 dzieje \u2013 Chiny s\u0105 idealnym przyk\u0142adem. Kto\u015b powie, co za nietrafione por\u00f3wnanie\u2026 Niestety\u2026 UE jest \u015blepo zapatrzona w pieni\u0105dz cyfrowy. Na zlotach w Davos, na Forum Ekonomicznym WEF (\u015awiatowe Forum Ekonomiczne) rozprawiaj\u0105 o tym eksperymencie z nieukrywan\u0105 ekscytacj\u0105. To musimy wiedzie\u0107. Trzeba mie\u0107 \u015bwiadomo\u015b\u0107 dokonywania dobrego wyboru, dop\u00f3ki jeszcze mo\u017cemy o czym\u015b decydowa\u0107.<\/p><p>Poza tym to ju\u017c si\u0119 dzieje, mamy narz\u0119dzia blokady rachunk\u00f3w bankowych \u2013 dla przedsi\u0119biorc\u00f3w STIR (System Teleinformatyczny Izby Rozliczeniowej)*, a podobny przepis art. 48 ustawy o KAS (Krajowa Administracja Skarbowa) funkcjonuje od czas\u00f3w \u201ePolskiego \u0141adu\u201d w stosunku do kont bankowych zwyk\u0142ych obywateli. Wystarczy BY\u0106 PODEJRZANYM\u2026. Czyli wszystko mo\u017ce si\u0119 zdarzy\u0107\u2026<\/p><h5><strong>RS: Dlaczego ogranicza si\u0119 nam mo\u017cliwo\u015b\u0107 obrotu got\u00f3wkowego?<\/strong><\/h5><p>LP: To jest dzi\u015b oczywiste, ale niestety nie dla wszystkich. Wystarczy przeanalizowa\u0107 przepisy prawa r\u00f3wnie\u017c podatkowego. Tutaj oczywi\u015bcie w\u0142adza dzia\u0142a r\u0119ka w r\u0119k\u0119 z bankami. To jest model wr\u0119cz idealny, aby ukszta\u0142towa\u0107 sobie pos\u0142uszne, bezwolne spo\u0142ecze\u0144stwo. Walka o demokracj\u0119, wolno\u015b\u0107 s\u0142owa, wolne media to praktycznie najwi\u0119kszy absurd ostatnich lat. Smutne to.<\/p><h5><strong>RS: Jak to wygl\u0105da w innych krajach?<\/strong><\/h5><p>LP: Niestety dajemy si\u0119 zmanipulowa\u0107. My\u015bl\u0119, \u017ce dawny, tzw. kompleks zachodu, odgrywa tu du\u017c\u0105 rol\u0119. Na si\u0142\u0119 chcemy by\u0107 nowocze\u015bni. Nie my\u015blimy o konsekwencjach. Oddajemy swoje dane wra\u017cliwe za ma\u0142y rabat w tzw. sieci\u00f3wce, p\u0142acimy kart\u0105, co najgorsze telefonem \u2026 Nikt nie my\u015bli o konsekwencjach. Kampanie spo\u0142eczne maj\u0105 jedne naczelne has\u0142o \u2013 wygoda!<\/p><p>Tymczasem w innych krajach jest zupe\u0142nie inaczej. W Unii Europejskiej nadal ok. 30 mln os\u00f3b doros\u0142ych nie posiada rachunku bankowego. Got\u00f3wka nadal pozostaje dominuj\u0105cym sposobem p\u0142atno\u015bci w strefie euro. Nadal u\u017cywa si\u0119 jej w przypadku 78% wszystkich transakcji. We wrze\u015bniu 2020 r. Komisja Europejska opublikowa\u0142a sw\u00f3j komunikat do Parlamentu Europejskiego, Rady, Europejskiego Komitetu Ekonomiczno-Spo\u0142ecznego i Komitetu Region\u00f3w w sprawie unijnej strategii w zakresie p\u0142atno\u015bci detalicznych. Organ ten wskazuje, \u017ce b\u0119dzie nadal chroni\u0107 statusu got\u00f3wki denominowanej w euro, jako prawnego \u015brodka p\u0142atniczego. Komisja ma \u015bwiadomo\u015b\u0107 wyra\u017canych przez organizacje konsumenckie i podzielanych przez ni\u0105 obaw. Istnieje znaczne ryzyko, i\u017c wraz z cyfryzacj\u0105 coraz wi\u0119kszej liczby us\u0142ug osoby nieposiadaj\u0105ce dost\u0119pu do us\u0142ug cyfrowych mog\u0105 sta\u0107 si\u0119 jeszcze bardziej wykluczone ni\u017c obecnie.<\/p><p>Ograniczenie p\u0142atno\u015bci got\u00f3wkowych w po\u015bredni spos\u00f3b zmusza konsument\u00f3w do za\u0142o\u017cenia rachunku p\u0142atniczego lub konta bankowego.<\/p><p>W uzasadnieniu do ustawy utrzymuj\u0105cej limity got\u00f3wkowe na obecnym poziomie pojawi\u0142y si\u0119 bardzo konkretne argumenty za jej utrzymaniem. Oto jeden z nich, z kt\u00f3rym warto si\u0119 zapozna\u0107:<\/p><p><em>\u201e Wszystkie kryzysy ekonomiczne wzmagaj\u0105 obr\u00f3t got\u00f3wk\u0105. Pandemia koronawirusa wywar\u0142a zasadniczy wp\u0142yw na rynek obrotu got\u00f3wkowego oraz preferencje p\u0142atnicze konsument\u00f3w na ca\u0142ym \u015bwiecie. Wraz z pojawianiem si\u0119 COVID-19 w kolejnych krajach notowano ponadprzeci\u0119tny popyt na pieni\u0105dz got\u00f3wkowy. W Polsce pandemia istotnie wp\u0142yn\u0119\u0142a na skal\u0119 pobierania i odprowadzania waluty polskiej oraz warto\u015b\u0107 obiegu. Zjawiska wyst\u0119puj\u0105ce w okresie pandemii na rynku obrotu got\u00f3wkowego w Polsce wpisa\u0142y si\u0119 w tendencje notowane w innych krajach. Wed\u0142ug danych Europejskiego Banku Centralnego do 10 kwietnia 2020 r. warto\u015b\u0107 banknot\u00f3w euro w obiegu wzros\u0142a o 41,2 mld, tj. o ponad 3% w ci\u0105gu czterech tygodni i wynios\u0142a 1,33 bln euro. To najwi\u0119kszy wzrost odnotowany od czasu kryzysu finansowego zwi\u0105zanego z upadkiem Lehman Brothers w 2008 r. (w\u00f3wczas wzrost wyni\u00f3s\u0142 41,4 mld euro w ci\u0105gu czterech tygodni pa\u017adziernika 2008 r.). Jak wskazuje EBC dost\u0119p do pieni\u0105dza got\u00f3wkowego jest niezb\u0119dnym elementem prawid\u0142owo funkcjonuj\u0105cej gospodarki, a \u00be transakcji w strefie euro by\u0142o realizowanych w\u0142a\u015bnie przy wykorzystaniu banknot\u00f3w i monet, r\u00f3wnie\u017c <\/em><br \/><em>w takich krajach jak Niemcy, Hiszpania i W\u0142ochy (Europejski Bank Centralny, Key euro area indicators, maj 2020 r.,<\/em><\/p><p><a href=\"https:\/\/www.ecb.europa.eu\/stats\/ecb_statistics\/key_euro_area_indicators\/html\/index.en.html\">https:\/\/www.ecb.europa.eu\/stats\/ecb_statistics\/key_euro_area_indicators\/html\/index.en.html<\/a>).\u201d<\/p><pre>*Uzupe\u0142nienie Luizy Pieprzyk:<br \/>STIR - SYSTEM TELEINFORMATYCZNY IZBY ROZLICZENIOWEJ - narz\u0119dzie do inwigilacji kont bankowych tych na dzia\u0142alno\u015b\u0107 gospodarcz\u0105 - banki typuj\u0105 czyje przelewy \"s\u0105 podejrzane\", wysy\u0142aj\u0105 monit do Urz\u0119du Skarbowego, a oni blokuj\u0105 na 72 godz. rachunki bankowe przedsi\u0119biorc\u00f3w. Nie przys\u0142uguje odwo\u0142anie... Po nowelizacji ustawy ordynacja podatkowa w 2024 r. wg planu ma to by\u0107 ju\u017c 96 godz.<\/pre>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5cb6fde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5cb6fde\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e97e08\" data-id=\"1e97e08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-973197a elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"973197a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! 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elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"480\" src=\"https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Luiza-Pieprzyk-dla-OUT-of-jpg.webp\" class=\"attachment-large size-large wp-image-737 not-transparent\" alt=\"Luiza Pieprzyk dla OUT of poza uk\u0142adami\" srcset=\"https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Luiza-Pieprzyk-dla-OUT-of-jpg.webp 480w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Luiza-Pieprzyk-dla-OUT-of-300x300.webp 300w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Luiza-Pieprzyk-dla-OUT-of-150x150.webp 150w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Luiza-Pieprzyk-dla-OUT-of-12x12.webp 12w\" sizes=\"auto, (max-width: 480px) 100vw, 480px\" data-has-transparency=\"false\" data-dominant-color=\"acaaab\" style=\"--dominant-color: #acaaab\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3f3c238\" data-id=\"3f3c238\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8731489 elementor-widget elementor-widget-text-editor\" data-id=\"8731489\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Luiza Pieprzyk &#8211; demaskatorka \u015bwiata finansowo-podatkowego. Audytor podatkowy, trener, wyk\u0142adowca, przedsi\u0119biorca, Cz\u0142onek Rady Konsultacyjnej przy Rzeczniku M\u015aP.<\/p><p>Pokazuje \u015bwiat finansowy i podatkowy takim, jaki jest. Bez upi\u0119kszania i pudrowania.\u00a0<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform );\">Dla niej nie ma temat\u00f3w tabu. M\u00f3wi szczerze i bez owijania w bawe\u0142n\u0119.\u00a0<\/span><\/p><p>Mi\u0142o\u015bniczka mocnego brzmienia, wielbicielka hiszpa\u0144skiego klimatu i zdrowego trybu \u017cycia.<\/p><p><a href=\"https:\/\/btla.eu\/o-nas\/luiza-pieprzyk\/\">Luiza Pieprzyk\u00a0 &#8211; BTLA<\/a><\/p><p><a href=\"http:\/\/www.tax-duty.pl\/?page_id=77\">Luiza Pieprzyk &#8211; TAX &amp; DUTY<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cde247b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cde247b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6079639\" data-id=\"6079639\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5c44c9 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"e5c44c9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80d4cc3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80d4cc3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a351bf1\" data-id=\"a351bf1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3e4e30 elementor-widget elementor-widget-image\" data-id=\"a3e4e30\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"640\" src=\"https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-1024x1024.webp\" class=\"attachment-large size-large wp-image-643 not-transparent\" alt=\"Ryszard Soboci\u0144ski_redaktor_OUT of poza uk\u0142adami\" srcset=\"https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-1024x1024.webp 1024w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-300x300.webp 300w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-150x150.webp 150w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-768x768.webp 768w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-1536x1536.webp 1536w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-2048x2048.webp 2048w, https:\/\/outof.press\/wp-content\/uploads\/2023\/08\/Ryszard-Sobocinski_redaktor_OUT-of-12x12.webp 12w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" data-has-transparency=\"false\" data-dominant-color=\"737383\" style=\"--dominant-color: #737383\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c3fc6f8\" data-id=\"c3fc6f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fb9add elementor-widget elementor-widget-text-editor\" data-id=\"8fb9add\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Ryszard Soboci\u0144ski\u00a0<\/p><p>Uwa\u017cny obserwator otaczaj\u0105cej nas rzeczywisto\u015bci. Krytyczny recenzent ludzkich poczyna\u0144. Wieloletni specjalista i praktyk marketingu, PR i medializacji.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b377645 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b377645\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f65d8e2\" data-id=\"f65d8e2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b95331f elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"b95331f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-26ece89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"26ece89\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46f520c\" data-id=\"46f520c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f0da832 elementor-widget elementor-widget-text-editor\" data-id=\"f0da832\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We invite you to visit our services:<\/p>\n<p>YouTube <a href=\"https:\/\/www.youtube.com\/@OutOfPozaUkladami\">https:\/\/www.youtube.com\/@OutOfPozaUkladami<\/a><br>Facebook <a href=\"https:\/\/www.facebook.com\/outofpozaukladami\">https:\/\/www.facebook.com\/outofpozaukladami<\/a><br>Instagram <a href=\"https:\/\/www.instagram.com\/outof.pozaukladami\/\">https:\/\/www.instagram.com\/outof.pozaukladami\/<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a00654d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a00654d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f9c56b\" data-id=\"0f9c56b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6565679 elementor-widget elementor-widget-text-editor\" data-id=\"6565679\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/outof.press\/en\/kontakt\/\">Contact us<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a69baf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a69baf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a55714\" data-id=\"6a55714\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3dd7fe elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"f3dd7fe\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fdea886 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fdea886\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0ed3177\" data-id=\"0ed3177\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd44541 elementor-widget elementor-widget-text-editor\" data-id=\"fd44541\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4><a href=\"https:\/\/no-war.world\/\">Our NO WAR global project<\/a><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0da4f9f elementor-widget elementor-widget-image\" data-id=\"0da4f9f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"178\" src=\"https:\/\/outof.press\/wp-content\/uploads\/2023\/06\/NO-WAR_kolor.png\" class=\"attachment-large size-large wp-image-297\" alt=\"NO War Global Project\" srcset=\"https:\/\/outof.press\/wp-content\/uploads\/2023\/06\/NO-WAR_kolor.png 659w, https:\/\/outof.press\/wp-content\/uploads\/2023\/06\/NO-WAR_kolor-300x83.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2b7b9fb\" data-id=\"2b7b9fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e11041 elementor-widget elementor-widget-text-editor\" data-id=\"2e11041\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>IDEA NO WAR<br \/>Our cruise, our voyage around the world, our idea of no-war, is a manifesto against all the wars we are fighting. Wars for resources, for profits, for energy, data, raw materials and lands. Wars born of the stupidity of hatred and greed.<\/p><p>Our cruise is a symbol of freedom and strength. The strength that each of us has within ourselves. The strength through which together we can change our surroundings.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Got\u00f3wka to ostatni bastion wolno\u015bci obywatelskich i praw jakie nam zosta\u0142y. Powinno si\u0119 zostawi\u0107 WOLNY WYB\u00d3R. Niestety banki nadu\u017cywaj\u0105 swoich mo\u017cliwo\u015bci i dzia\u0142aj\u0105 ponad prawem. Limituj\u0105 wyp\u0142aty got\u00f3wki w oddzia\u0142ach, w bankomatach, pytaj\u0105 po co ci got\u00f3wka i sk\u0105d masz \u015brodki\u2026 To ju\u017c zasz\u0142o za daleko. Ludzie nie reaguj\u0105, a p\u0119tla inwigilacji zaciska si\u0119\u2026<\/p>","protected":false},"author":1,"featured_media":1237,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,30,8],"tags":[62,64,164,117,159,25,160,65,47,46,11,63,161,23],"class_list":["post-733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-polityka","category-praca-i-biznes","category-spoleczenstwo","tag-gotowka","tag-karta","tag-luiza-pieprzyk","tag-malgorzata-hys","tag-medium","tag-nowe-media","tag-otwarte","tag-platnosci-gotowkowe","tag-poza-ukladami","tag-poza-ukladem","tag-redakcja","tag-ryszard-sobocinski","tag-temat","tag-wolnosc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>WALKA GOT\u00d3WKI z KART\u0104. 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